The Best Cash Back Credit CardsDecember 15, 2022
Getting the best cash back credit cards can be a great way to earn rewards for your purchases. However, before you go out and sign up for a card, be sure to check out our list of the top cash back credit cards to make sure you get the best one for your specific needs.
Capital One Quicksilver Cash Rewards card
Unlike most credit cards, Capital One Quicksilver Cash Rewards Card offers an impressive sign-up bonus for new customers. You get $200 in cash when you spend $500 within the first three months of opening your account. This bonus makes the card a good choice for anyone who spends a lot at gas stations and restaurants.
The welcome offer also comes with a few perks. For instance, you get travel accident insurance for you and your spouse, and you can enjoy up to a 24 month warranty on eligible purchases. You can also lock your card from theft with the mobile app. In addition, the card doesn’t have a foreign transaction fee.
You can also choose a higher credit line with this card. The Capital One Quicksilver Student Cash Rewards Card provides 24-hour travel assistance, and you can take advantage of complimentary concierge services. You can also use your Capital One Entertainment card for sporting events and music festivals.
Bank of America Customized Cash card
Compared to other cash back credit cards, the Bank of America Customized Cash card offers a unique rewards scheme. This allows users to choose the bonus category that best suits their spending. The card also has the ability to change this category on a monthly basis. However, the card lacks the purchase protection that is usually found on most cash back credit cards.
The card is a good choice for individuals with moderate to high credit score. The card has no annual fee, and the introductory APR is a relatively attractive deal. The card offers 2% cash back at gas stations and grocery stores, 1% at all other retailers, and 3% at a select category of your choosing each quarter.
The card offers a $200 welcome bonus for the first 90 days after opening the account. The card offers a Preferred Rewards program that will increase your rewards rate by 25% to 75%.
Blue Cash Preferred(r) Card from American Express
Unlike some other credit cards, the Blue Cash Preferred(r) Card from American Express is a credit card that targets consumers with good to excellent credit. It is also a card that provides a lot of value for its low annual fee. This card is ideal for frequent shoppers and for families.
The Blue Cash Preferred(r) Card from Amex offers a $250 statement credit after the first purchase. It offers a 0% intro APR on purchases for the first 12 months. It also includes exclusive access to pre-sale tickets for over 100 network online retailers. This card is targeted at consumers who spend a lot of money on groceries and transportation.
The Blue Cash Preferred(r) card has a $95 annual fee. The card offers 6% back on purchases at U.S. supermarkets. It also offers 3% back on gas and transit expenses. It also provides free two-day shipping through ShopRunner.
Discover it Cash Back
Whether you’re looking to get your first credit card or simply want to increase your rewards on everyday spending, the Discover it Cash Back is one of the best credit cards available. It offers a high cash-back rate on a variety of categories and has low fees and rates. However, it has a few downsides that could make it a bad choice for your lifestyle.
The Discover it Cash Back card offers a spectacular sign-up bonus. You can earn up to 5% cash back on purchases, with no minimum spending requirement or maximum limit. The card also offers a cash back match program that automatically matches cash back you’ve earned in the first year.
Discover it Cash Back’s APR is low, too. It has no annual fee and offers free access to your FICO Score, plus a security alert for your Social Security number.
Ink Business Unlimited
Whether you are a small business owner or just interested in a rewards credit card, the Chase Ink Business Unlimited is a great option. It has no annual fee and is simple to use. You can even use the mobile app to file receipts on the go.
Ink Business Unlimited is part of the Ultimate Rewards program, which means you can earn cashback, travel, and other rewards. These can be redeemed for merchandise or statement credits. You can also use them for direct deposits. They are not taxable income, so they can help you save money on your purchases.
The Ink Business Unlimited card also has a very generous sign-up bonus. You can get $900 cash back when you spend $6,000 within the first three months of account opening.